Yes, homeowners insurance typically covers hail damage to your home, including the structure, interior, and personal belongings.
No, simply checking your deductible or inquiring about a potential storm damage claim will generally not raise your insurance rates.
Yes, filing a hail damage claim will count towards your insurance policy, meaning it will be added to your claims history and could potentially affect your future premiums; however, in areas prone to hailstorms, a single claim may not significantly impact your rates due to the nature of the event being beyond your control.
No, typically you will only have one deductible for your entire hail damage claim, which will apply to repairs on your roof, windows, and siding, even though they are separate components of your home; however, check your specific insurance policy as some may have separate deductibles for different types of damage or a separate "wind and hail" deductible that applies to all related claims.
No, you do not need an estimate. This is a common misconception. Husker Window Solutions works closely with your insurance company. After a hail storm, the adjuster will evaluate your damage. We will then go through the repairs and compare what we see. If needed, we will assist you in negotiating the claim amount with your insurance company.
We specialize in hail and storm damage repair for windows, siding, gutters, and roofs. We collaborate with insurance companies and adjusters to ensure the greatest amount of your damage is covered from the outset. We do not take shortcuts and pride ourselves on restoring your home to its pre-storm condition.
We prioritize quality craftsmanship, attention to detail, and outstanding customer service in every project we undertake.
Our team brings decades of combined experience in the construction industry, and we are committed to ongoing education and training to stay up-to-date with the latest techniques and best practices.