Storm Damage FAQ's hail storm hailstorm damage hail damage roof

When hail hits your roof, the granules on the shingles can become loose or fall off, and many times the hail can break the shingle itself.

Damaged granules often become disconnected from the shingles and will collect in your gutters and downspouts.

Older roofs are much more susceptible to hailstorm damage. 

You may be tempted to climb onto your roof and look for signs of damage yourself, such as missing shingles, dimpled shingles or cracks in the shingles themselves. We highly recommend you resist the urge to conduct the inspection yourself, it can be very dangerous. 

When hail hits your windows your first sign might surprisingly be your yard. Do the shrubs, trees or bushes appear to be broken and are leaves and branches scattered around? If yes, then move on to the windows to take a look. 

Hail Damage To Windows Has Five Major Indicators:

• The glass is shattered or broken.
• The frame is broken or severely dented.
• The screens on window are torn or ripped. 
• Glazing is cracked. 
• The metal flashing above the window or the metal frame is dented.

You may think the damage is questionable.  We help homeowners all of the time who aren't sure if the damage is worth a call to the insurance company.  We are always glad to come out and give you a free, honest and fair estimate. 

Wind and hail most often cause damage to siding. Indicators of hail damage include holes in vinyl siding or dents in aluminum siding, two of the most common materials used on the exterior of homes. Often the damage occurs to one side of a home’s exterior, leaving you with the problem of matching replacement siding to the color and material of existing siding.

The severity of the storm, hail can be either a minor irritating event or a potentially devastating, destructive threat. According to the National Weather Service, hailstones fall to earth from 30,000 feet, reaching up to 120 mph before they hit trees, vehicles and structures. These storms cause $1 billion in damages to crops and property each year, the NWS says.

If you suspect your home has been damaged after a hailstorm, contact your insurance company immediately. 

Waiting to report a hail claim can create a time lapse between the storm and the report that can result in some insurance companies denying your claim. Not to mention that if you do have hail damage, it could develop into leaks, which can cause severe damage to the interior of your home.

To file an insurance claim for roof hail damage:

• Locate your homeowner’s insurance policy.
  Make a note of your insurance policy number and deductible. The deductible figure will be important as explained later.
• Organize your facts and records; insurance policy number, date/time of loss, hail size (if known), photos, videos, damage items.
• Call your homeowner’s insurance claim number and provide the necessary information as requested.
• You will be given a claim number by your insurer.

When an insurance claims examiner is assigned to your case, it helps to send your photos  and videos of the hail storm for authenticity to better support your claim. The claim examiner will assign an adjuster to make an official roof inspection and prepare a repair estimate.

We are experienced with the entire claims process.  Whether you have questions  the day of the storm, help making the claim or getting a fair estimate we are your company.  We oversee the whole restoration process to make sure your home is safe and beautiful again.

Husker Window Solutions is not a Public Adjusting Firm. We are a fully licensed and bonded general contractor.